You hate Tricare? Please, regale me with your tales.

But first, let me remind you that your monthly premium is $0. If you have chosen Standard, your deductible is $150 if your husband is above the rank of Sergeant, $50 if he's below.  If you have chosen Prime, you have no deductible.  Might I remind you that your copays are extremely low, and if you have chosen Prime, you have no copays at all, and if you get a bill, you are expressly told to refuse to pay it and let the insurance company take care of it.  Finally, let's remember that services that civilians have to hunt high and low to get, are readily available to you, whether on post, or from off post doctors who have agreed to provide that service for military patients, yet often refuse to provide that same service to civilian patients.  Basically, you're getting better healthcare than most of the nation, and paying either nothing, or practically nothing, for it.  Please remind me how exactly you have it so bad.